Portfolio diversification has overtaken the pursuit of the “crypto megatrend” as the highest cause for investing in crypto in 2025, in keeping with Sygnum Financial institution’s new Future Finance Report 2025.
In keeping with the report, 57% of respondents now view diversification as their main motivation for investing. This surpassed final 12 months’s high driver, publicity to crypto’s long-term upside, which fell from 62% to 53%.
“This might point out that crypto is now getting used extra intentionally as a core portfolio part, with its perceived diversification advantages taking priority over chasing pure upside potential,” Sygnum wrote.
Whereas diversification leads, 45% of respondents view crypto, notably Bitcoin (BTC), as a safe-haven and macro hedge, pushed by rising sovereign debt hundreds, inflation issues, geopolitical tensions and falling belief in fiat currencies. Curiosity in crypto as a “new different asset class” declined to twenty-eight%.
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Crypto ETF demand climbs
The report additionally famous a maturing market surroundings, with the adoption of regulated derivatives, company balance-sheet development and a surge in exchange-traded fund merchandise contributing to broader confidence. Greater than 150 crypto ETF functions are pending within the US, and 70% of traders say they’d enhance publicity if staking is permitted in future merchandise, notably Solana (SOL) and multi-asset ETPs.
About 70% of surveyed traders stated they’d enhance their allocations to crypto ETFs if staking yields have been included. Even these already occupied with Bitcoin (BTC) and Ether (ETH) ETFs indicated that staking would materially affect their allocation selections.
Sygnum stated high-net-worth people (HNWI) characterize the most important cohort on this 12 months’s survey, usually allocating 10%–20% or extra of their investable wealth to cryptocurrency. Ninety p.c of those traders stated that crypto was essential for long-term wealth preservation and legacy planning, with greater than half strongly agreeing.
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Regulatory gaps high barrier to crypto funding
Regulatory uncertainty stays the largest barrier to crypto funding, cited by 40% of respondents, forward of custody and safety issues at 38% and asset volatility at 36%. That is notable given the numerous regulatory progress throughout the US and Europe in 2025.
In the meantime, 80% of respondents stated regulatory readability had considerably improved since 2025, an 11-percentage-point enhance. About 83% additionally agreed that latest US coverage shifts have strengthened crypto’s funding case.
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